Personal Financial Consultant

About this role

Job Summary**

The Personal Financial Consultant at RHB Bank Berhad is responsible for building and maintaining strong client relationships, providing expert financial advice, and selling a comprehensive range of banking and investment products to meet individual financial goals.

Job Responsibilities**

• Proactively identify and engage with potential and existing clients to understand their financial needs and aspirations.
• Conduct comprehensive financial needs analysis and develop personalized financial plans encompassing savings, investments, insurance, loans, and other banking products.
• Advise clients on suitable RHB Bank products and services, ensuring alignment with their financial objectives, risk tolerance, and life stages.
• Achieve and exceed sales targets for various financial products, including deposits, unit trusts, insurance, and loans.
• Maintain a high level of product knowledge across all RHB Bank offerings and stay updated on market trends and financial regulations.
• Provide excellent customer service, addressing client inquiries, resolving issues, and building long-term, trust-based relationships.
• Prepare and present financial proposals and recommendations to clients clearly and concisely.
• Adhere to all compliance, regulatory, and internal policies and procedures.
• Participate in marketing and promotional activities to generate new leads and enhance RHB Bank's brand image.

Job Qualifications**

• Bachelor's degree in Finance, Business Administration, Economics, or a related field.
• Proven experience in financial advisory, sales, or banking, preferably with a focus on retail clients.
• Strong understanding of financial products, investment principles, and market dynamics.
• Excellent communication, interpersonal, and presentation skills.
• Demonstrated ability to build rapport and establish trust with clients.
• Results-oriented with a strong drive to achieve sales targets.
• Possession of relevant industry licenses (e.g., FIMM, PCE, CUTE) is a significant advantage.
• Proficiency in English and Bahasa Malaysia (written and spoken).
• Ability to work independently and as part of a team in a fast-paced environment.